After a traumatic car accident happens, it is common to feel overwhelmed and anxious. Once the initial shock wears off, it is time to start the claims process. It is important to realize what you say to car insurance companies can impact your claim and the compensation you might recover for any damages.
Tips for Dealing with Insurance Companies After a Car Accident
Car Insurance companies can be difficult to deal with at times, but it is essential to contact your insurance company immediately after the car accident occurs. Contact your insurance company in a timely manner after the wreck, regardless of who is at-fault for the accident and if anyone was injured. You can call once you have returned home from the accident or shortly after the traumatic event occurred. You will provide all the important details surrounding the car crash, including contact information and insurance details.
Avoid communicating with the other party’s insurance company, even when the other driver was clearly at-fault. If you do speak with the other insurer, proceed with caution and only provide brief, objective details about the accident when asked. Do not volunteer your opinion about who is at-fault or consent to have your statement recorded in writing or on video. You should also consider filing a third-party claim with the other party’s insurance.
Filing a Claim
If the other party is clearly responsible for the accident and for your physical injuries and property damage, you should consider filing a third-party claim with their insurance company. In this case, you would contact them to file an insurance claim like you would with your own provider. When you contact the company, provide details relevant to the accident, such as contact information, photos of the damage, medical records, and a police report.
Additionally, your car crash lawyer may recommend a personal injury claim for losses that auto insurance may not cover, especially if your injuries are severe or long-term. This type of lawsuit can include compensation for injuries, pain and suffering, and property damage, and other ways an unfortunate car accident has changed your life.
Before you speak with the other driver’s insurance company and say something that may jeopardize your case, schedule an appointment with a trusted accident attorney that will guide you through the difficult claim process.
Virginia Beach Car Crash Lawyers Advocate for All Car Accident Victims
If you were injured in a car accident, you may be eligible to collect compensation for your injuries, financial losses, and for your pain and suffering. Our compassionate Virginia Beach car crash lawyers will make it their mission to work tirelessly on your case and help you obtain fair compensation. At East Coast Trial Lawyers, we pride ourselves in helping those injured in car accidents. Contact us online or call us at 757-352-2237 to schedule a free consultation about your case. Located in Virginia Beach, Virginia, we serve clients from the surrounding areas, including Chesapeake, Eastern Shores, Hampton, Newport News, Norfolk, Portsmouth, and Suffolk.